Health Insurance

All intern/trainees coming to the United States to participate in an Exchange Visitor program must have insurance that meets the US State Department Requirements.

The US State Department minimum requirements are:

• Medical benefits of at least $100,000 per accident or illness;

• Repatriation of remains in the amount of $25,000;

• Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and

• A deductible not to exceed $500 per accident or illness.

​In order for Pan Atlantic to ensure compliance with the government regulations regarding insurance, all J-1 candidates must secure medical insurance through Pan Atlantic.  

All program participants and any accompanying dependents may be subject to the requirements of the Affordable Care Act.